Underwriter

Recruiter
ST DAVID RECRUITMENT SERVICES
Location
Cardiff (Caerdydd)
Salary
From £25,000 to £25,000 per annum Up to £25k per annum + monthly bonus
Posted
12 Jul 2017
Expires
20 Jul 2017
Sector
Accounting
Underwriter Cardiff Up to £25k per annum monthly bonus Permanent / Full time ST5665 The Role: To ensure all underwriting decisions are made in accordance with the Credit Risk Policy (CRP) within agreed mandate levels in an accurate and timely manner, ensuring all new business opportunities are maximised by negotiation and interaction with dealers and sales alike. Responsibilities: •Underwrite new business applications within mandate levels, ensuring compliance with the CRP, ensuring all new business opportunities are maximized by negotiation, deal making and making full use of all systems and processes available. •Provide internal and external customers with a professional and efficient service in an enthusiastic and knowledgeable manner at all times in order to maintain and develop business relationships. •Make underwriting recommendations to line manager where mandate level is exceeded. •Review underwriting recommendations from £75k mandate holders, providing guidance and assistance when required. •Maintain a comprehensive and up-to-date knowledge of products and services proactively promoting them at all times. •Ensure all referred proposals have relevant procedural checks as highlighted, both system and manual as necessary e.g. Credit Reference Bureau, Glasses Guide, Land Registry, CIFAS, employment confirmation etc are utilized ensuring that all information and documentation is accurate. •Ensure individual productivity records are maintained in an accurate and timely manner. •Maintain an up-to-date knowledge of regulatory and legislative information related to products and services (e.g. Money Laundering, Data Protection, etc.) as advised by line management. •Maintain knowledge and understanding of all relevant policies and procedures, being compliant at all times. •Undertake any other reasonable tasks as requested by Management. Benefits: Company pension, private medical insurance, life assurance, free parking, 25 days holiday bank holiday birthday day off and a Christmas shopping day. This job was originally posted as www.totaljobs.com/job/74896972